Are you facing a foreclosure during this time? Learn what relief might be available.

Did you get furloughed recently and find yourself tossing and turning all night because of missed mortgage payments? Millions of Americans are overburdened with the thought of not being able to pay their bills.

Don’t take the stress now and act later route. Contact your private or federal provider and inquire about mortgage relief options.

Foreclosure Suspensions

The Cares Act provided no foreclosures on Fannie Mae or Freddy Mac loans until at least Aug. 31. Call your lender directly to find out what your loan qualifies for.

Mortgage Forbearance

The Cares Act also allows mortgage payment forbearance for up to 12 months for all federally insured mortgages. Make sure to request this before December 31, 2020, and gather enough evidence to prove that the pandemic affected you financially.

Private Lender Programs

Although private banks/lenders are not mandated to comply with the Cares Act, many have their own private loss mitigation programs and/or COVID Relief options right now. We encourage you to call your lender and get informed on what type of relief options they have available for you.

More To Explore

To our clients and community:

The Law Office of Erika Luna is committed to maintaining our employees’ safety and well-being and helping our clients do the same.


While we are closely monitoring the impact of the Coronavirus on our community, we want you to know that our telephone lines are open, and our staff is available to discuss your current case or to consult you on a potential one. 

We are currently offering a contactless bankruptcy process so people can file from the comfort of their homes. The entire process can be completed online and over phone/zoom calls. Clients can sign all paperwork electronically and attend the 341a hearing by phone. 

To arrange any in-person meetings, please call us for an appointment per the firm’s availability. We are taking substantial precautions to meet and exceed the CDC’s and state government’s guidelines for maximum protection. Please also note that your case, whether current or new, can be entirely managed remotely.

We hope you and your loved ones are safe and healthy during these challenging times. Thank you.

The Law Office of Erika Luna

A nuestros clientes y comunidad:

Nuestra firma está comprometida a mantener la seguridad y el bienestar de nuestros empleados y a ayudar a nuestros clientes a hacer lo mismo.

Mientras estamos monitoreando de cerca el impacto que el Coronavirus está teniendo en nuestra comunidad, queremos que sepa que las líneas telefónicas de nuestra oficina están abiertas y que nuestro personal está disponible para hablar sobre su caso o consultar sobre un caso posible.

Actualmente estamos ofreciendo un proceso de bancarrota sin contacto para que las personas puedan declararse desde la comodidad de sus hogares. Todo el proceso se puede completar en línea y por teléfono / llamadas con zoom. Los clientes pueden firmar todos los documentos electrónicamente y asistir a la audiencia 341a por teléfono.

Llámenos para solicitar una cita según la disponibilidad de la empresa. Estamos tomando precauciones importantes con nuestra oficina para cumplir y superar las recomendaciones de la CDC y del gobierno estatal para la máxima protección. Tenga en cuenta también que su caso, ya sea actual o nuevo, se puede manejar por completo de forma remota.

Esperamos que usted y sus seres queridos estén seguros y saludables durante estos tiempos difíciles. Gracias.

La oficina legal de Erika Luna